Tala
Santa Monica, CA
201-500 employees
Building the Future of Finance. Expanding financial access, choice, and control for 3 billion underserved globally.
Other Open Roles
Prior Listings
Credit Analyst
Credit Analyst
This job is no longer open
Tala was named one of the top 50 FinTech companies in the world. We are a financial technology company on a mission to make financial services simple, inclusive, and accessible for the doers and dreamers globally. We are building the digital bank for the next billion!
So far, more than 6 million people in emerging markets have borrowed through our Android app, which provides instant credit scoring, lending, education, and other personalized financial services. Headquartered in Santa Monica, we support the needs of our customers in Kenya, Mexico, Philippines, and India.
As a key member of Tala’s global Credit team, you will assess and manage the credit performance of a portfolio in an individual market by developing subject matter expertise in Tala’s customer segment and loan product. You will leverage our large amount of data to analyze, test, and make data-driven recommendations to improve our credit product offering, partnering closely with our product, data science, and in-market team. The results of the initiatives you lead will increase financial access for our customers and drive positive business outcomes.
What you'll do
- Effectively assess and communicate the health of a given country’s portfolio, and make recommendations on credit strategy changes when necessary
- Identify, test, and implement credit strategy, including approval/decline decisions and loan limit, pricing, and duration offerings
- Contribute to the development of new products and features for various customer segments
- Partner with other functional members of the country team to drive positive customer and business outcomes
Qualifications
- Proven strong problem solving and analytical skills
- Proficiency in SQL and either Python or R
- Ability to set and manage own agenda based on business priorities and relative impact
- 1-3 years experience in analytical roles, with track record of success in FinTech, consumer lending, consumer banking or related industries preferred
- Ability to pull, process, and interpret vast amounts of data in a self-sufficient manner
- Ability to use a combination of data, assumptions, and intuition to formulate recommendations
- Ability to navigate the product life cycle - taking an initiative from ideation to implementation
- Curiosity that will enable you to quickly digest the Tala loan product business model and understand our target customer segment
- Comfort working and effectively communicating in a fast paced, dynamic environment with distributed teams
About Tala
Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
This job is no longer open