Climb Credit (NMLS# 1240013) is an innovative student financing and payments platform that makes career-advancing education more accessible, affordable, and accountable than ever before.

Climb identifies programs and schools with a demonstrated ability to improve the earnings of their graduates. Climb partners with schools that teach everything from cybersecurity to healthcare, heavy machine operation to data science, and culinary arts to coding.

We provide learners with financing and payment options that are priced and structured to meet the unique needs of those seeking career elevation and increased earning power.

Climb Credit’s mission is to expand access to career advancing education and we aim to do this for all communities. Therefore, we are committed to building a workforce that’s a representation of our learners. Climb fosters an inclusive work environment to all its employees; We celebrate diverse representation and diverse thinking.

To further this commitment, we’ve set a goal to promote inclusivity and equity in our workplace internally and with schools and financing providers externally. We do this through our company DEI Taskforce meetings to work through these initiatives. Climb acknowledges its power in providing access to educational opportunities and the positive impact of diversity, which is why we have taken on this commitment to push forward this work. We encourage our employees to be their most authentic selves and strive to create, nurture and sustain an inclusive culture for our employees and learners.

- Drive access and inclusivity

- Build a better system

- Own the solution

- Iterate and experiment

- Succeed together

Responsibilities

• Own the creation of loan features and pricing based on credit risk and market inputs  - working with the revenue team to identify products & features needed in each school vertical, and working to deliver those products in collaboration with others in credit, and finance, product/tech teams. 
• Develop loan features, pricing, and school incentives to manage loan product profitability. 
• Continuously evaluate portfolio level performance, and build roadmaps for development. 
• Mentor junior team members. 

Your Background and Skills

• 5-7 Experience working on consumer loan products: BNPL/In-direct Auto/Student Loans including in pricing, loan features, profitability determination. 
• 5-7 years in consumer credit data, regulations, competitive landscape
• 5-7 years as a data scientist /managing credit risk analysts/data scientists.
• Experience using data analytics tools and techniques (like Python/R, Develop statistical models)
• 3+ years experience with SQL and data visualization tools.
• 3+ years of experience with data manipulation and analysis with large data sets.
• Willingness to take initiative and solve problems with limited direction.
• Ability to think critically and challenge assumptions.
• Excited to learn and understand business objectives, and help ensure that our products deliver value to students and schools
• Ability to work in a very fast-paced and fluid small-team environment at a growing company
• Strong oral and written communication skills
• Professional, detail-oriented, and energetic personality
• Ability to succeed in an entrepreneurial culture
• Values diverse, inclusive teams and creating an environment where people of all identities, experiences, and backgrounds can thrive

Nice to Have

• Consumer credit and pricing strategy experience in student loans.
• Bachelor’s Degree or a Master’s Degree in a quantitative field, such as mathematics, financial engineering, data science, econometrics, etc.
• Capable of rapid expansion into larger responsibilities as the company grows.
• Strong belief in continuous self-improvement.

Perks & Benefits

• Competitive salary and annual bonus
• Company equity
• Annual education stipend
• Work from Home stipend
• Health benefits (coverage for medical, dental, and vision costs, life insurance, and more)
• Unlimited PTO
• Remote work
• "Light Meeting Fridays" year-round
• "Summer Friday" afternoons off
• Paid parental leave
• In-person and virtual team events
• DoorDash Wednesdays
• 401k with company match

Climb earned a spot on Inc Magazine’s 5000 fastest growing companies in 2020!

We’ve raised hundreds of millions of dollars of lending capital from financiers such as The Blackstone Group and Goldman Sachs. We are currently 40 passionate technologists and business people excited to be changing the face of modern education.

Read about us in the news, check out our company values, and find us on Comparably.

Climb Credit is proud to be an equal opportunity employer, and we are committed to building a team that represents a variety of backgrounds, perspectives, and skills.