Merchant Risk Analyst

Merchant Risk Analyst

This job has closed but is shown for context on data science work at Affirm.

The Merchant Risk Analytics team works cross-functionally with Merchant Growth, Machine Learning, Engineering, Operations and Underwriting teams to establish scalable risk management for merchant acquisition and portfolio monitoring. The ideal candidate is a fast learner and a team player who is proactive, highly motivated and has a positive attitude.

The team’s directive is to enable sustainable merchant growth while closely managing the fraud and credit risk of our seller portfolio. This role requires data analytics skills to mitigate seller risk and to improve the onboarding funnel. It also requires data visualization skills to develop dashboards and tools to drive business insights. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.

Come join us in our mission to change eCommerce finance through better technology, lower costs, and increased transparency while providing the best merchant & customer experience!

What you'll do

  • Proactively explore data and identify opportunities to improve merchant risk detection
  • Perform analytics workflow, including sizing the opportunity, developing the strategies, visualizing by dashboards and reports, socializing them across the organization and driving the change
  • Develop sound strategies by optimization, machine learning or a boarder selection of technologies
  • Design rules and policies as well as implement the solution with merchant risk decision engine
  • Partner with Engineering and Underwriting teams to mitigate risk
  • Work with cross functional teams and provide risk based decision support

What we look for

  • 1-2 years work experience as a data analyst
  • Fluent in SQL, experience with Python or other scripting languages
  • Strong data-manipulation and data visualization skills
  • Knowledge with decision tree, logistic regression, or other machine learning models
  • Able to explore new tools, new methodologies to solve real-world problems
  • Ability to think creatively and critically and thrive in a fast-paced, multifaceted, and target drove work environment
  • A team player with the ability to collaborate and influence across different teams in the organization
We’re excited to announce that Affirm is now a remote-first company! This role can be located anywhere in the U.S. Remote based employees may occasionally travel to an Affirm office for meetings or team building events. Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.
This job has closed but is shown for context on data science work at Affirm.
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