At Affirm, we are using today's technology to bring significant innovation to the financial industry. Since day one, our mission has been to deliver honest financial products that improve lives. That mission hasn’t changed — and it never will.

We’re looking for an individual to join the Merchant Pricing team! This team is responsible for enabling efficient value exchange between Affirm’s merchants, consumers, and strategic partners. As a Senior Analyst, you’ll help optimize our portfolio segments at scale and refine the analytical tooling to get us there. Your day-to-day focus will be to develop analytical capabilities to enhance our research infrastructure, and to apply your knowledge to improve Affirm’s loan economics. This is a high-impact role focused on making prudent decisions that drive profitable growth.

What you'll do

• Apply machine learning models to simulate and analyze risk on Affirm’s loan portfolio
• Ideate, validate, implement, and track performance of optimized pricing recommendations
• Build expertise in our evolving data warehouse, risk models, and optimization methodologies
• Assist in launching user-level pricing experiments and monitor against model results
• Partner with our Credit, Product, Engineering, Applied Machine Learning, Commercial, Finance and Capital Markets teams on company-wide initiatives

What we look for

• 2+ years of experience in an analytical or quantitative role
• Practical knowledge of fixed income, financial modelling, asset pricing, and consumer financial services
• Familiarity in applying Python and SQL to analyze large data sets
• Existing Github presence is a plus
• PySpark experience is a plus
• Masters Degree in Computer Science, Mathematics, Data Science, Statistics, Finance, or Financial Engineering is a plus