We are looking for a talented Business Data Analyst who will be the vital link between our information technology capacity and our business objectives by analyzing, building, testing and implementing our advanced lending platform. We have revolutionized the emergency loan market by using sophisticated machine learning (artificial intelligence) and big data to detect fraud and predict payback.

This role will deliver deep analytical insights on business performance to monitor and maintain the strong performance of BlueChip’s existing consumer loan portfolio. BlueChip will rely on you to drive future testing, learning and enhancements in order to expand and optimize its lending business.

The ideal candidate:

• CREATIVELY combines math/stats/algebra, programming languages, and regression or machine learning when applicable to deliver results
• CHALLENGE and affect leadership daily to adopt and test ideas
• Fluidly COMMUNICATES analytical results and recommendations that will have IMMEDIATE impact on the business
• Has insatiable CURIOSITY and desire for personal GROWTH of self and others

The Business Analysis (BA) team is the true hub of BlueChip’s decision-making wheel. BlueChip’s executive team heavily leans on analysts to guide significant business decisions, and as a result our BA team has repeated opportunities to drive real, robust results through their analytical strengths. In this role, you will:

• Work closely with a team of elite data scientists to leverage machine learning models to drive business performance.
• Drive analytical projects to optimize financial product design and credit policy.
• Drive strategic insights to deliver business value to BlueChip.
• Coordinate with data and marketing vendors to achieve specific business objectives.
• Coordinate across functions of the business to create maximum value for BlueChip’s customers and stakeholders.
• Analyze and identify opportunities to further the execution of our disciplined growth strategy that balances short-term vs. long-term profitability and appropriately mitigates credit risk.
• Develop reporting to monitor and validate predictive model performance and various Key Performance Indicators (KPIs) over time.

Basic Qualifications:

• Bachelor’s Degree
• Ability to work in a fast-paced, collaborative environment
• Elite quantitative analytical skill
• Strong interpersonal, leadership, and communication skills
• Experience with R and/or Python programming languages for data analysis

Preferred Qualifications:

• Master’s degree
• 1+ years of experience in complex, data-driven problem solving
• 1+ years of experience in business analysis
• Experience in financial services or other highly regulated environment

• The opportunity to help bring much-needed income and economic development to the Turtle Mountain Band of Chippewa Indians
• Competitive salary and bonus structure
• Generous employee benefits plan, including robust healthcare plans, matching 401K, and four weeks of PTO
• Company-sponsored professional development and training opportunities

About the Company

BlueChip Financial (d/b/a Spotloan.com) is a leading online direct lender founded in 2012 that utilizes advanced underwriting technology to provide short-term loans to Americans in need. BCF is wholly owned and operated by the Turtle Mountain Band of Chippewa Indians of North Dakota, a Federally-recognized Native American Tribe (the “Tribe”).

BlueChip Financial is an integral part of the Tribe’s economic development efforts, and it is an essential provider of employment opportunities on the Tribe’s reservation. Employment decisions at BCF are based on qualifications, ability, and merit. When qualifications are equal, candidates who are enrolled members of the Tribe will receive preference. After considering this preference, it is BCF’s policy to provide equal employment opportunity to all qualified persons without regard to race, color, religion, sexual orientation, age, disability, or national origin.