Divvy Homes
San Francisco
51-200 employees
Building a different pathway to homeownership for the modern American family.
Prior Listings
Data Analyst, Risk
Data Analyst, Risk
This job is no longer open
Why Divvy?
At Divvy Homes, we're building an on-ramp to homeownership – one that's more flexible, more affordable, and an all-around better fit for today’s American family – and it’s working.
The Risk & Risk Operations team strives to optimize decisions at various stages of the customer journey through efficient processes to positively impact our growth, profitability & customer experience while controlling for losses. Most importantly, underwriting risk at the top of the funnel enables fast-growing consumer applications to get approved for the appropriate product at an affordable home-shopping budget.
As a key team member, the Data Analyst, Risk will analyze, build & manage the most important strategies & processes within our team. We’re seeking someone who cares about our mission, likes to analyze the data from different perspectives, builds strategies based on them, and focuses on execution & implementation by partnering with multiple teams. This person will report directly to our VP of Risk & Risk Operations.
Responsibilities
- Continuously build, refine & monitor our risk strategy that allows us to scale our products across a broader customer base while controlling losses
- Execute on risk projects from scoping till execution by partnering with multiple teams
- Work with underwriting & product teams to optimize our underwriting processes to increase efficiency & mitigate risks
- Partner with Divvy’s Data Science team to build an effective risk model infrastructure utilizing both traditional & non-traditional data & features
- Document & maintain risk processes & policies through partnerships with compliance & other teams
- Build dashboards to monitor risk in our portfolio & efficiency in our underwriting processes
Skills & Experience
- 2+ years of relevant experience building strategies & analyzing data for consumer risk & credit
- Expertise in SQL skills & quant tools such as Python or understanding of statistical testing & machine learning methods
- Ability to frame decisions from a risk vs. growth perspective through quantitative analysis and visualization
- Ability to convey ideas through both verbal & written communication, along with the ability to explain complex ideas to both technical & non-technical audiences
- Knowledge of consumer fraud & home asset risk is preferable
- Self-starter, willing to learn things quickly; comfortable with ambiguity in a fast-paced environment
Perks
- Competitive salary + equity
- Full benefits (medical, dental, vision, 401k, commuter)
- Position can be 100% remote, or on-site in our SF or Denver offices
- Diverse, smart, and kind co-workers
Commitment to Diversity & Inclusion
Divvy Homes is committed to building a diverse and inclusive team. We are woman led and have focused on diversity, equity and inclusion from the moment Divvy was founded. Divvy has 6 Community Resource Groups (CRGs) to celebrate our cultural uniqueness but also to create a sense of belonging. We care deeply about hiring a workforce that is diverse not only in gender and ethnicity, but in experience, thought, and geography. We enthusiastically encourage individuals from a variety of lived experiences to reach out and learn more about our roles at Divvy.
This job is no longer open