KOHO is a quickly scaling FinTech company backed by leading investors and advisors from around the world. We started KOHO because we believe in doing two things:

Democratizing access to the best financial products and giving everyone a great financial foundation. 

Since our journey began 6 years ago, we’ve raised more than $340M, grown the KOHO Collective to over 200 employees, and created accounts for more than 400,000 Canadians.

We're building a world-class financial product and we need someone to help take our data operations to the next level. Our team is growing fast, and we’re looking for a Data Scientist to join us. You understand the data-driven decision making needs of a high-growth organization and are focused on concrete outcomes and KPIs. You look for the highest leverage solution to the most important problems, through either pragmatic analysis, a predictive model, or unsupervised learning methods.

What You'll Do

• Design and develop statistical models for credit risk parameters (PD, EAD, and LGD) for lending products
• Assist with model deployment and monitoring, as well as re-training or updating when necessary
• Coordinate and maintain communication with business stakeholders on data science-related projects
• Create dashboards or conducting ad-hoc analysis to answer pertinent or urgent data-related questions
• Document results, insights and methodology on a project by project basis

What You'll Bring

• 3+ years of experience working with data and engineering teams
• Experience with retail lending products 
• Experience with predictive credit risk modelling
• Ability to get hands on: modelling, analysis, cleansing, documenting
• Expert knowledge of Python and SQL
• Strong communication skills both written and oral
• Exposure to measuring business outcomes of machine learning models in production is highly valued
• Experience with cloud-based platforms such as AWS or GCP
• Passionate about applying data science in financial services, with ideas on how and where to improve customer’s financial lives
• Experience deploying models in a production environment, and integrating them into SaaS infrastructure

We invest time and resources into making sure KOHO is as good as the people we hire. Here are some of the reasons we attract the best people:

• Balance Your Life - Generous PTO, generous vacation, and a lifestyle spending account

• Work Anywhere - Permanently remote and $1,000 to set up your home office

• Level Up - Access to an in-house certified performance coach

• Reach Your Goals - Salary assessments twice a year, annual training allowance

• The KOHO Culture - We have won 6 "Great Place to Work ®" awards since 2019

The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.