Ramp is building the world's first finance automation platform designed to save businesses time and money. Ramp offers 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solution. More than 2,000 businesses are using Ramp for over $1 billion in annualized transaction volume, from some of the fastest growing startups and unicorns like Ro, DoNotPay, Better, ClickUp, and Applied Intuition, to established businesses across the US including Bristol Hospice, Walther Farms, Douglas Elliman, and Planned Parenthood.

Founded in 2019 Ramp is NYC's fastest growing startup, having achieved a unicorn valuation of $3.9 billion in just over 2 years. Ramp has raised $620 million in funding from investors including Founders Fund, Stripe, Goldman Sachs, Coatue Management, D1 Capital Partners, Redpoint Venture and Thrive Capital, as well as over 100 angel investors who were founders or executives of leading companies. Ramp is part of the Forbes Fintech 50 and Fast Company's Best Workplaces for Innovators program.

About the Role

As a founding member of Ramp's Risk Strategy & Operations team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC/B, OFAC, fraud risk) and customer management (payment, transactions, account take-over) strategies. This role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales and design) to influence and execute on risk strategies.

What You’ll Do

• Leverage external and internal performance data to come up with insights to develop best in class fraud policies (e.g. KYC/B, transaction fraud, etc.) that will create value for Ramp and it’s customers
• Deep dive into individual fraud events to perform root cause analyses, and combine the insights with a data driven approach to develop fraud defenses
• Partner with product, engineering and design teams to execute fraud policies and features
• Implement fraud risk metric monitoring by researching/ resolving risk events and developing levers that mitigate risk factors
• Partner with data scientists to build and leverage fraud risk models in Ramp’s risk policy
• Drive Ramp’s customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.) 
• Research emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policies

What You Need

• Minimum 3 years of experience in fraud risk management
• Experience within consumer/corporate cards, payments, lending, or related industries
• Excellent written and verbal communication skills
• Knowledge of SQL, Python, or R

Nice to Haves

• Experience in high growth startups
• Experience building complex financial products

Ramp Benefits (for U.S. based employees)

• 100% medical, dental & vision insurance coverage for you
• Partially covered for your dependents
• 401k (including employer match)
• Parental Leave
• Unlimited PTO
• WFH stipend to support your home office needs
• Monthly wellness stipend
• Annual education reimbursement
• Relocation support