Problems You Will Solve

• Build industry-leading machine learning models for managing credit and fraud risks
• Leverage multiple complex data sources such as credit bureau reports and customer supplied information at large scale to optimize approve/decline and credit line assignment decisions
• Collaborate with engineers to deploy your models into a production environment
• Propose and execute solutions to various problems within business constraints
• Use responsible AI technique following regulatory requirements and lending best practices
• Help the team with developing tools and workflow solutions to increase data science productivity
• Actively monitor the credit risk models in production
• Extract the most value out of data to significantly impact our key business metrics
• Assess the potential usefulness and validity of machine learning algorithms and features through various data sources
• Conduct ad-hoc analysis related to risk management, investor services, operations and corporate development

About You

• 2-3 years of work experience in fintech, finance, or other high impact field applying statistical and machine learning predictive techniques (educational experience taken into consideration). Consumer lending experience in unsecured personal loan or credit card is a plus.
• Advanced degree (M.S./PhD) preferably in statistics, computer science, engineering, physical sciences, economics, or related technical field
• Expert knowledge in one of the statistical programming languages such as Python, and database languages such as SQL
• Solid understanding of coding best practices and model documentation
• Strong communication skills – ability to clearly and succinctly communicate technical subject matter to other team members and senior management
• Strong interpersonal skills – collaborate with people across functions and develop strong relationships
• Ability to work unsupervised in fast-paced environment and prioritize among parallel projects
• Ability to think within regulatory guidelines with a mindset toward reproducible research
• Self-motivated, results-oriented, enthusiastic, and a creative thinker

What We Offer

• The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on people's lives
• The opportunity to work in a fast-paced environment with experienced industry leaders
• Flexible time off, comprehensive health coverage, competitive salary, paid parental leave
• Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts
• A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts.

$135,000 - $170,000 a year

Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper was built on a simple idea: connect people who want to borrow money with those who want to invest. Since inception, Prosper has helped more than a million people gain access to affordable credit with over $23 billion in loans originated through its platform. Our mission is to help our customers advance their financial well-being through a variety of products including personal loans, credit, home equity lines of credit (HELOC), and our newest product, HELoan. Our diverse culture rewards accountability and cross functional teamwork because we believe this encourages innovative thinking and helps us deliver on our mission.  

 

We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that’s democratizing finance for all!  

www.prosper.com

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